Is PayU a Payment Gateway Safe

Nowadays it is important to integrate any payment gateway with your website due to the growing number of online payments. There are many PayU is a popular payment gateway that provides safe transactions to customers. PayU is founded in 2002 to provide merchants with an online payment facility. Today, we are going to see Is PayU a payment gateway safe.

Certainly, it is a fintech company that serves online money transaction facilities around the world. The main key feature of any payment gateway is security.

The gateway must be secure and easy to use. Today, we are going to see is PayU a payment gateway Extension details.

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Is PayU a payment gateway safe?

PayU follows all steps for safety and they believe that payment gateways are meant to provide a secure and easy way to complete the online transaction. One of the key goals is to secure the information of customers like credit card numbers, identification and etc.

They follow all the necessary security protocols to secure the payment. PayU does not charge any monthly fees or annual maintenance fees from the merchants or individuals.

Here are the security protocols they follow.

1. PCI-DSS (Payment Card Industry Data Security Standard) Compliant

PayU sticks to all the necessary security protocols by the payment card industry, India. They do promise that it is safe to store the card details with them because they do not store the CVV. They only store the card number and expiry date of the card.

Further, they never exposed the card information to the outside world and they only send mapped encrypted tokens via a network.

2. 128 bit SSL (Secure Sockets Layer) encryption

They have secured all the pages with SSL to reduce the risk of men-in-the-middle attack for you and your customers. They keep their sensitive data confidential using the best technologies to encrypt the information shared during online transactions and protect it and store this information on secure computers.

Moreover, they involve limited employees in the stored data management. They also use advanced security to protect their computers from unauthorized persons.

3. Two Factor Authentication

PayU uses two-factor authentication to prevent fraud, especially in the case of credit/debit cards payments. firstly, users enter the CVV code, and then they send an OTP(One Time Password) on/her registered mobile number. Certainly, there is some email software that provides the best services above others such as Sendinblue, GetResponse, etc.

4. Tokenization

Tokenization is a technology that is used to ensure that your customer's delicate card information stays safe. They pass card information as a "token" which is an irregular series of characters hence supplanting and defending the delicate data.  In addition, PayU ensures that their fraud prevention solution works 24*7 to prevent online payment frauds.

5. Redirect Checkout, Web Fronts & SDKs

PayU allows customers to Redirect Checkout, Web fronts, or their mobile SDKs to merchants to accept payment information. Further, they transmit sensitive information via the PayU server as they are highly secure without any involvement of the merchant's server.

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Conclusion

PayU is trusted by more than 4 lakh merchants all around the country. In the above all points we have seen that it follows all the security protocols to make the online payment more secure. So I hope now the point "is PayU a payment gateway is safe" is clear.